XLBIT (the "Company") operates https://xlbit.in/ (the "Platform") as an IT-based loan services provider. By using the Platform, you accept these Terms & Conditions.
These Terms include: (a) Privacy Policy for data handling; (b) Lender's terms for lending services; (c) Borrower's loan agreements.
We may update these Terms at any time. Continued use after updates constitutes acceptance.
Services are designed for India. Some content may not apply to users outside India.
By registering, you confirm that:
We may reject any registration at our discretion.
You must have internet access and act on your own behalf. Prohibited uses include: illegal activities, data theft, disrupting operations, or harming infrastructure.
All content, trademarks, and materials on the Platform belong to XLBIT. Use requires prior written authorization.
You are responsible for any content you upload. Content must not be defamatory, discriminatory, violent, or violate third-party rights. By uploading, you grant us rights to use and distribute the content.
The Company facilitates lending between users but does not guarantee outcomes. We are not responsible for user decisions or typographical errors on the Platform.
You agree to indemnify the Company and its affiliates from any claims arising from your violation of these Terms.
We may terminate accounts for Terms violations. You may terminate with 7 business days' notice, provided no outstanding obligations exist.
All communications will be electronic. Documents delivered electronically have the same legal effect as physical delivery.
We use cookies to improve your experience and track usage patterns. You may disable cookies in your browser settings.
We are not responsible for content or privacy practices of linked external websites.
You cannot transfer your rights without consent. Invalid provisions do not affect other Terms. These apply regardless of access method (web or mobile).
These Terms are governed by the laws of India. Disputes shall be resolved by arbitration under Indian law.
By using our services, you consent to the collection and processing of your personal data for credit investigation, scoring, analytics, and marketing purposes.
