Refund Policy

XLBIT is committed to transparent and fair practices regarding refunds and cancellations.

Loan Cancellation

If you wish to cancel your loan application before disbursement, contact our support team immediately. No charges apply for cancelled applications before fund transfer.

Early Repayment

You may repay your loan early at any time. Early repayment may result in reduced interest charges. Contact support for exact payoff amounts.

Overpayment Refunds

If you accidentally overpay your loan amount:

Processing Fees

Processing fees are non-refundable once the loan is disbursed. Fees for rejected applications are fully refunded.

Disputes

For payment disputes or discrepancies, contact our support team with relevant documentation. We investigate all claims within 14 business days.

Contact

For refund requests or questions, reach us through the Contact Us page or email care@xlbit.in.